When George Caffentzis spoke at OB a few weeks ago, he talked about two kinds of debt: capitalist debt, and use-value debt. Capitalist debt is debt incurred for the purpose of making profits; use-value is debt incurred for meeting one's individual needs. The Strike Debt movement is concerned with use-value debt, particularly the systemic use of use-value debt as a means of oppression and control.
Where do small business owners fit in? Would their debts be considered capitalist (for the purpose of making profit), or use-value (running a business to provide basic needs)?